Senior Property Tax Deductions & Credits in Allen County, Indiana

Last Updated: August 2026

Allen County homeowners age 65 and older may qualify for property tax credits that can reduce their tax bill or limit increases. Indiana changed its senior property tax benefits beginning with taxes payable in 2026, so older information about the “Over 65 Deduction” may no longer be accurate.

Quick Answer

Allen County seniors should check eligibility for the Over 65 Credit and the Over 65 Circuit Breaker Credit through the Allen County Auditor.

View Allen County Senior Property Tax Credits

Allen County Auditor: 260-449-7241

Over 65 Credit

Indiana’s former Over 65 Deduction was converted to an Over 65 Credit beginning with taxes payable in 2026.

The credit directly reduces the amount of property tax owed for qualifying homeowners.

If you were already receiving the old Over 65 Deduction, it was generally automatically converted to the new credit. You don’t need to reapply solely because Indiana changed the benefit from a deduction to a credit.

View Allen County Deduction & Credit Forms

Who May Qualify?

Eligibility for the Over 65 Credit depends on several requirements.

These can include:

  • Age

  • Ownership of the property

  • Use of the home as your primary residence

  • Property assessed value

  • Household income

  • Other Indiana eligibility requirements

Because income and assessed-value limits can change, check the current year’s requirements before applying.

Over 65 Circuit Breaker Credit

The Over 65 Circuit Breaker Credit is a separate Indiana property tax benefit.

Instead of simply reducing the property’s assessed value, the Circuit Breaker is designed to limit increases in the property tax liability for qualifying senior homeowners.

Eligible homeowners may potentially qualify for both senior benefits, depending on their circumstances.

View Indiana Over 65 Property Tax Benefits

How the Circuit Breaker Helps

For qualifying homeowners, the Over 65 Circuit Breaker generally limits how much the property tax liability can increase from the previous year.

This can be particularly valuable when:

  • Property assessments rise

  • Local tax rates change

  • Home values increase quickly

The credit doesn’t necessarily freeze your tax bill at one amount forever, but it can limit qualifying increases.

Age Requirement

Generally, the applicant must be 65 or older by December 31 of the year preceding the year in which the credit is claimed.

Different rules can apply depending on ownership and whether the property is owned jointly with a spouse.

Always use the current Allen County application to confirm eligibility.

Income Requirements

Senior property tax credits have income limits.

Indiana’s rules can consider income from:

  • Applicant

  • Spouse

  • Other owners in certain situations

Income limits can change, so don’t rely on an old dollar amount from a previous year’s application.

Check Current Allen County Requirements

Property Value Requirements

The property’s assessed value can also affect eligibility for senior property tax benefits.

If your home’s assessed value exceeds the applicable limit, you may not qualify for a particular credit even if you meet the age requirement.

Check your current assessed value before applying.

Search Allen County Property Records

How to Apply

Allen County provides an online application option for qualifying Over 65 property tax benefits.

You may need information such as:

  • Property address

  • Parcel information

  • Proof of age

  • Ownership information

  • Income documentation

  • Social Security information

  • Spouse or co-owner information

Apply for Allen County Property Tax Credits

Allen County Auditor’s Office

Senior property tax credits are handled through the Auditor.

Allen County Auditor
Rousseau Centre
1 E. Main Street, Suite 102
Fort Wayne, IN 46802
Phone: 260-449-7241

Visit the Allen County Auditor

Filing Deadline

Property tax credit applications have filing deadlines.

Allen County generally requires deduction and credit applications to be completed and dated by January 15 of the calendar year in which the property taxes are first due and payable.

Because senior benefits involve specific eligibility dates and income requirements, check the current application before filing.

Already Receiving the Old Over 65 Deduction?

If you qualified for the former Over 65 Deduction, don’t panic because you no longer see that exact benefit name.

Indiana converted the deduction into an Over 65 Credit beginning with taxes payable in 2026.

Existing qualifying recipients were generally transitioned to the credit without needing to file again solely because of the change.

Do I Have to Reapply Every Year?

Generally, Indiana property tax benefits don’t require a completely new application every year once properly established.

However, eligibility can be affected by changes involving:

  • Ownership

  • Residency

  • Income

  • Property value

  • Marital status

  • Other qualifying circumstances

Contact the Auditor if you’re unsure whether your senior credit is still active.

Check Your Homestead Deduction Too

Senior homeowners should also make sure the property has the Homestead Deduction and related homestead benefits if eligible.

The senior credit doesn’t replace the Homestead Deduction.

View Allen County Homestead Information

Having all eligible benefits correctly applied can make a significant difference in the final property tax bill.

Before You Apply

Before applying:

  • Verify your age eligibility.

  • Check your current assessed value.

  • Review the current income limits.

  • Make sure the property is your primary residence.

  • Gather income documentation.

  • Check whether you’re already receiving the credit.

  • Verify your Homestead Deduction.

  • Apply before the deadline.

Local Tip

Don’t search only for “Indiana Over 65 Deduction.” That name is now outdated for taxes payable beginning in 2026.

Allen County seniors should look for the Over 65 Credit and also check whether they qualify for the separate Over 65 Circuit Breaker Credit.

If you’re unsure, call the Allen County Auditor at 260-449-7241 and ask them to check which senior property tax benefits are currently attached to your property.

Frequently Asked Questions

Does Indiana still have the Over 65 Deduction?

The old Over 65 Deduction was converted to an Over 65 Credit beginning with taxes payable in 2026.

What is the Over 65 Circuit Breaker?

It’s a separate property tax credit designed to limit increases in property tax liability for qualifying senior homeowners.

Can I qualify for both senior benefits?

Potentially, yes. The benefits have separate eligibility requirements, so check both.

Do senior property tax credits have income limits?

Yes. Income limits apply, along with other requirements.

Who do I call about senior property tax benefits?

Contact the Allen County Auditor at 260-449-7241.

Related Pages

Official Resources

Allen County Auditor
Rousseau Centre
1 E. Main Street, Suite 102
Fort Wayne, IN 46802
Phone: 260-449-7241

Summary

Allen County homeowners age 65 and older may qualify for valuable property tax credits. Indiana’s former Over 65 Deduction is now the Over 65 Credit, and qualifying homeowners may also benefit from the Over 65 Circuit Breaker Credit, which limits certain tax increases. Eligibility depends on factors including age, income, property value and residency, so check the current requirements with the Allen County Auditor.